Legal Advice and Representation for Consumer Disputes
When a commercial transaction fails to honour the obligations imposed upon a trader by law, the consequences for the consumer can be significant — financially, practically, and in some cases, personally.
Whether you have been supplied with defective goods, received a service that falls materially short of what was contracted, or been subjected to misleading commercial practices, the law affords you clearly defined rights and remedies.
Regent Law is a specialist civil litigation practice authorised and regulated by the Solicitors Regulation Authority.
We offer a free initial consultation on all consumer law matters. To speak with a member of our specialist team, contact us at 01204 201296 or submit an enquiry online.
Consumer protection law in the United Kingdom is both comprehensive and, in many respects, among the most robust in the world. Understanding the statutory framework is essential to assessing the strength of any consumer rights claim and identifying the appropriate legal remedy.
The Consumer Rights Act 2015 consolidated and modernised the principal legislation governing consumer transactions and remains the primary statute under which the majority of consumer disputes are addressed.
The Act applies to contracts between traders and consumers for the supply of goods, digital content, and services.
In respect of goods, the Act imposes three fundamental implied terms: that goods must be of satisfactory quality, fit for purpose, and as described. Where goods fail to satisfy any of these standards, the consumer is afforded a tiered system of remedies:
In respect of services, the Act requires that all work be carried out with reasonable care and skill, within a reasonable time, and at a reasonable charge where no price was agreed in advance.
Where a trader fails to meet these standards, the consumer is entitled to require the work to be repeated or, where that is not possible or practicable, to a price reduction.
These Regulations implement European consumer protection directives and prohibit traders from engaging in commercial practices that are misleading, aggressive, or otherwise unfair.
Where a consumer has entered into a contract as a result of a prohibited practice — including false representations, material omissions, or high-pressure selling tactics — the Regulations afford specific rights of redress, including the right to unwind the contract, the right to a discount, and in appropriate cases, the right to damages.
Both the former Regulations and Part 2 of the Consumer Rights Act 2015 render unenforceable any contractual term that creates a significant imbalance in the parties’ rights and obligations to the detriment of the consumer, contrary to the requirement of good faith.
Traders who seek to rely upon such terms — including blanket exclusion clauses or disproportionate cancellation charges — do so without legal foundation.
Where a contract is concluded online, by telephone, or away from a trader’s business premises, the consumer benefits from a statutory 14-day cancellation right, exercisable without cause.
Any attempt by a trader to deny or obstruct the exercise of this right constitutes a breach of statutory duty.
Psychological injuries sustained during service — including PTSD, anxiety disorders, and depression arising from traumatic incidents — can also form the basis of a valid military compensation claim where the MOD failed in its duty of care.
Regent Law’s consumer law solicitors advise and represent clients in connection with a wide range of consumer disputes. Our experience encompasses both relatively straightforward claims and complex, higher-value matters requiring detailed legal analysis and, where appropriate, court proceedings.
Where goods supplied under a consumer contract are defective, unsafe, or fail to conform to their description, our solicitors advise on the applicable statutory remedy and take the necessary steps to enforce it — whether through direct negotiation with the trader, formal correspondence, or litigation.
Claims arising from work carried out to a substandard level — whether by contractors, tradespeople, professionals, or other service providers — frequently involve complex questions of fact and, in some cases, expert evidence. Regent Law has extensive experience in service disputes and will pursue all available remedies, including the recovery of remediation costs where a third party has been required to rectify deficient work.
Where a consumer has been induced to enter into a contract on the basis of false or misleading representations made by or on behalf of the trader, a claim may lie both under the Consumer Protection from Unfair Trading Regulations 2008 and the Misrepresentation Act 1967. Regent Law advises on the merits of such claims and the remedies available, which may include rescission of the contract and an award of damages.
Our solicitors regularly review consumer contracts and advise on the enforceability of terms that purport to limit or exclude the consumer's statutory rights, impose disproportionate penalties, or otherwise operate unfairly. Where a trader seeks to rely upon such a term, we are equipped to challenge it through correspondence, ADR, or litigation.
Consumer disputes arising from the purchase of motor vehicles — whether new or used — represent one of the most frequently litigated areas of consumer law. Such disputes commonly involve questions of satisfactory quality, fitness for purpose, the right to reject, and, where the purchase was financed, the rights and remedies available under the Consumer Credit Act 1974. Regent Law has considerable experience in this area and advises consumers at every stage of the dispute process.
The growth of e-commerce has generated a corresponding increase in consumer disputes involving online traders. Common issues include goods not received, items significantly not as described, unauthorised charges, and the unlawful denial of statutory cancellation rights. Regent Law advises consumers on their legal position and takes appropriate action against both domestic and, where feasible, overseas online traders.
The Package Travel and Linked Travel Arrangements Regulations 2018 impose significant obligations on package holiday organisers in respect of the proper performance of travel contracts. Where a holiday has materially deviated from what was represented, or where a consumer has suffered illness, injury, or significant disruption attributable to the organiser's failure, a claim for compensation may be available. Regent Law advises on the merits and quantum of travel disputes with care and precision.
Regent Law approaches every consumer dispute to achieve the most favourable outcome for the client through the most efficient and proportionate means available.
Litigation is pursued where necessary; where alternatives offer a swifter or more cost-effective resolution, they are considered carefully.
In the majority of cases, Regent Law commences by issuing a formal letter of claim to the trader, setting out the factual and legal basis of the consumer's complaint and the remedy sought within a defined timeframe.
A letter from specialist solicitors frequently prompts resolution where previous correspondence from the consumer alone has been disregarded.
Many consumer disputes are amenable to resolution through alternative dispute resolution, including mediation, arbitration, or referral to a sector-specific ombudsman scheme.
ADR is often faster and considerably more cost-effective than court proceedings and produces outcomes that are binding on both parties. Regent Law will advise on the most appropriate ADR mechanism for the specific circumstances of each case.
For consumer disputes with a financial value of up to £10,000, the Small Claims Track of the County Court provides an accessible and relatively informal forum for resolution.
Regent Law assists clients in preparing and presenting Small Claims proceedings, ensuring that claims are properly particularised and supported by the available evidence.
Higher-value or more complex consumer disputes may require proceedings on the Fast Track or Multi-Track, involving fuller pleadings, disclosure, and in some cases, expert evidence.
Regent Law is fully equipped to manage such proceedings through to trial and will do so where the merits of the case and the client's interests so require.
Consumer rights claims are subject to limitation periods, and the failure to issue proceedings within the applicable period will extinguish the right to bring a claim, regardless of its merits.
Under the Limitation Act 1980, claims founded in contract must ordinarily be brought within six years of the date on which the cause of action accrued. Claims for misrepresentation are similarly subject to a six-year limitation period running from the date of contract.
It should be noted, however, that certain statutory remedies under the Consumer Rights Act 2015 — most significantly, the short-term right to reject — are subject to considerably shorter timeframes. The right to reject goods as of unsatisfactory quality must be exercised within 30 days of delivery.
Clients are strongly advised to seek legal advice at the earliest opportunity. Delay can narrow the remedies available, complicate the recovery of evidence, and, in the most serious cases, result in the permanent loss of a valid legal claim.
Regent Law is a regulated civil litigation practice with a consistent record of achieving favourable outcomes for clients in consumer disputes at every level of complexity. Our consumer law team brings together legal expertise, strategic judgment, and a commitment to clear and transparent client service.
Clients who instruct Regent Law receive:
Under the Consumer Rights Act 2015, goods purchased from a trader must be of satisfactory quality, fit for purpose, and as described.
If any of these implied terms are not met, you are entitled to a full refund within 30 days of purchase, or a repair or replacement thereafter. If a repair or replacement fails, you are entitled to a price reduction or a final refund. These rights cannot be excluded or restricted by any term in the trader's contract.
Yes. A formal letter of claim from Regent Law, setting out the legal basis of your complaint and the remedy sought, frequently prompts a response and resolution from traders who have previously ignored direct correspondence from the consumer.
Where a trader continues to refuse to engage, Regent Law will advise on and pursue the appropriate legal proceedings.
Mediation is a facilitated negotiation in which a neutral third party assists the parties in reaching a mutually acceptable resolution — the outcome is not binding unless embodied in a settlement agreement.
Arbitration involves a neutral arbitrator who hears both parties' cases and issues a binding decision, typically without the formality of court proceedings.
Court proceedings involve a judge determining the dispute in accordance with the applicable law and producing a binding judgment enforceable by law. Regent Law will advise on which forum is most appropriate given the nature and value of the dispute.
Straightforward claims that are not disputed by the MOD can sometimes settle within 9–12 months. Complex claims involving serious injury, occupational disease, or disputed liability may take longer. Our team will give you a realistic timeline assessment after reviewing your case.
The duration of a consumer law dispute varies significantly depending on its complexity, the attitude of the trader, and the forum in which it is resolved.
Many disputes are resolved within weeks through formal pre-action correspondence. ADR processes typically conclude within two to four months.
Small Claims Track proceedings may take between six and twelve months from issue to hearing. More complex litigation may take longer. Regent Law will provide a realistic timeline assessment at the outset of your matter.
The cost of pursuing a consumer law claim depends on the complexity of the matter and the route taken. Small Claims Track proceedings are specifically designed to be cost-accessible, with limited exposure to the opponent's costs.
For other matters, Regent Law will discuss funding options at the outset, including any applicable fee arrangements, so you are fully informed before any costs are incurred.
Where a trader has failed to honour its legal obligations, the appropriate response is the informed and methodical exercise of your legal rights. Regent Law is ready to provide the expert advice and robust representation required to achieve that outcome.
To arrange your free initial consultation, please contact our specialist consumer law team today. Submit an online enquiry and a member of our team will contact you at a time convenient to you.